RatesDeposit RatesChecking| Account Type | Dividend | APY | Amount | Calculator | Application | | | Platinum Loyalty Checking | .25% | .25% | $2,500+ |  |  | | | .05% | .05% | $300 - $2,499 | | | | | Gold Loyalty Checking | .05% | .05% | $300+ | | | $300 Minimum average daily balance required to earn dividends. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Each member account is federally insured to at least $100,000 by the NCUA, a U.S. Government Agency.
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