RatesDeposit RatesCertificates| Account Type | Dividend | APY | Min Balance | | | 3 Month Certificate | 2.42% | 2.45% | $500 | | | 6 Month Certificate | 2.72% | 2.75% | $500 | | | 12 Month Certificate | 2.96% | 3.00% | $500 | | | 24 Month Certificate | 3.20% | 3.25% | $500 | | | 36 Month Certificate | 3.20% | 3.25% | $500 | | | 48 Month Certificate | 3.35% | 3.40% | $500 | | | 60 Month Certificate | 3.45% | 3.51% | $500 | Certificate rates quoted above are for members with Platinum Level Loyalty Rewards Checking, and include a .20% bonus added to the base rate. Members with Gold Level Loyalty Rewards Checking receive a .10% bonus added to the base rate, and Silver Level Loyalty Rewards Checking receives a .05% bonus added to the base rate. To determine the base rate, deduct .20% from the above quoted rates.
The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Each member account is federally insured to at least $100,000 by the NCUA, a U.S. Government Agency.
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