RatesDeposit RatesIRAs| Account Type | Dividend | APY | Min Balance | | | IRA Savings | 1.00% | 1.00% | $100 | | | 3 Month IRA Certificate | 2.42% | 2.45% | $500 | | | 6 Month IRA Certificate | 2.72% | 2.75% | $500 | | | 12 Month IRA Certificate | 2.96% | 3.00% | $500 | | | 24 Month IRA Certificate | 3.20% | 3.25% | $500 | | | 36 Month IRA Certificate | 3.30% | 3.35% | $500 | | | 48 Month IRA Certificate | 3.40% | 3.45% | $500 | | | 60 Month IRA Certificate | 3.54% | 3.60% | $500 | Certificate rates quoted above are for members with Platinum Level Loyalty Rewards Checking, and include a .20% bonus added to the base rate. Members with Gold Level Loyalty Rewards Checking receive a .10% bonus added to the base rate, and Silver Level Loyalty Rewards Checking receives a .05% bonus added to the base rate. To determine the base rate, deduct .20% from the above quoted rates.
The IRA Savings minimum balance is required to earn dividends. The certificate minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Each member account is federally insured to at least $100,000 by the NCUA, a U.S. Government Agency.
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