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RatesDeposit RatesChecking| Account Type | Dividend | APY | Amount | Calculator | Application | | | Platinum Loyalty Checking | .25% | .25% | $2,500+ |  |  | | | .05% | .05% | $300 - $2,499 | | | | | Gold Loyalty Checking | .05% | .05% | $300+ | | | $300 Minimum average daily balance required to earn dividends. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Each member account is federally insured to at least $100,000 by the NCUA, a U.S. Government Agency.
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Savings| Account Type | Dividend | APY | | | Primary Share Savings | .25% | .25% | | | Secondary Savings | .25% | .25% | | | Club Accounts | .25% | .25% | $100 Minimum average daily balance required to earn dividends. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Each member account is federally insured to at least $100,000 by the NCUA, a U.S. Government Agency.
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Certificates| Account Type | Dividend | APY | Min Balance | | | 3 Month Certificate | 2.42% | 2.45% | $500 | | | 6 Month Certificate | 2.72% | 2.75% | $500 | | | 12 Month Certificate | 2.96% | 3.00% | $500 | | | 24 Month Certificate | 3.20% | 3.25% | $500 | | | 36 Month Certificate | 3.30% | 3.35% | $500 | | | 48 Month Certificate | 3.40% | 3.45% | $500 | | | 60 Month Certificate | 3.54% | 3.60% | $500 | Certificate rates quoted above are for members with Platinum Level Loyalty Rewards Checking, and include a .20% bonus added to the base rate. Members with Gold Level Loyalty Rewards Checking receive a .10% bonus added to the base rate, and Silver Level Loyalty Rewards Checking receives a .05% bonus added to the base rate. To determine the base rate, deduct .20% from the above quoted rates.
The minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Each member account is federally insured to at least $100,000 by the NCUA, a U.S. Government Agency.
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IRAs| Account Type | Dividend | APY | Min Balance | | | IRA Savings | 1.00% | 1.00% | $100 | | | 3 Month IRA Certificate | 2.42% | 2.45% | $500 | | | 6 Month IRA Certificate | 2.72% | 2.75% | $500 | | | 12 Month IRA Certificate | 2.96% | 3.00% | $500 | | | 24 Month IRA Certificate | 3.20% | 3.25% | $500 | | | 36 Month IRA Certificate | 3.30% | 3.35% | $500 | | | 48 Month IRA Certificate | 3.40% | 3.45% | $500 | | | 60 Month IRA Certificate | 3.54% | 3.60% | $500 | Certificate rates quoted above are for members with Platinum Level Loyalty Rewards Checking, and include a .20% bonus added to the base rate. Members with Gold Level Loyalty Rewards Checking receive a .10% bonus added to the base rate, and Silver Level Loyalty Rewards Checking receives a .05% bonus added to the base rate. To determine the base rate, deduct .20% from the above quoted rates.
The IRA Savings minimum balance is required to earn dividends. The certificate minimum balances listed are required to open and obtain dividends. Early withdrawal will result in a loss of earnings penalty. Each member account is federally insured to at least $100,000 by the NCUA, a U.S. Government Agency.
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Money Market Accounts| Account Type | Dividend | APY | Comments | | | Money Market Account | 3.01% | 3.05% | Average Daily Balance $100,000+ | | | 2.47% | 2.50% | Average Daily Balance $50,000 - $99,999 | | | 2.08% | 2.10% | Average Daily Balance $10,000 - $49,999
| | | 1.09% | 1.10% | Average Daily Balance $2,500 - $9,999 | Rates are variable and may change after the account is opened. Minimum balance of $2,500 to open and obtain dividends. Fees may reduce earnings. Each member account is federally insured to at least $100,000 by the NCUA, a U.S. Government Agency.
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