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RatesLoan RatesHome Equity Lines| Account Type | % Financed | APR | Calculator | Application | | | Special Home Equity Line | Up to 89.9% | As low as 4.99% Fixed for 36 months, then prime - 1/2%, thereafter (Variable) | |  | | | Home Equity Line | Up to 89.9% | As low as Prime - 1/2% (Variable) |  | | | | Home Equity Plus Line | Up to 100% | As low as Prime + 1.5% (Variable) | | | Rates are subject to change at any time. Your actual rate will be determined by your credit worthiness and ability to repay. Rates are variable, based on Wall Street Journal Prime (as of 5/1/08, 5.00%) and are subject to change at any time. As of 5/1/08, Special Home Equity Line: As low as 4.99%, fixed for 3 years then as low as Prime - 1/2% (4.50% as of 5/1/08), Home Equity Line: As low as 4.50%, and Home Equity Plus Line: As low as 6.50%. Maximum rate over the life of the loan for all lines is 18%. "% Financed" represents Market Value less outstanding mortgage balances. Homeowner's insurance is required. There are no closing costs or fees to open the line. If you close the line within 4 years, you will reimburse BCCU $350 for costs we incurred to establish the line. Special Home Equity Line for new BCCU loans only.
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